Life & Health Insurance

Life & Health Insurance

From individuals and families to small or large businesses, MBA is committed to providing you with the best value in life and health insurance.

Life insurance helps protect what matters most: your loved ones. Specifically, life insurance can address the needs of those who depend on you for financial support. A life insurance policy will protect the financial security you have worked hard to earn for the people you care about most.

We use an insurance brokerage to have access to over twenty life insurance carriers. 

MBA can tailor health insurance plans for the following:

Life Insurance

Life insurance helps protect what matters most: your loved ones. Life insurance can address the needs of those who depend on you for financial support. A life insurance policy will protect the financial security you have worked hard to earn for the people you care about most.

We use an insurance brokerage to have access to over 20 life insurance carriers such as Prudential, Pacific Life, Lincoln Financial Group, etc.

Health Insurance

Coverage purchased to cover expenses related to Clinic and Hospital care. Health care policies can be purchased as individual, family or group plans (used for businesses). Selecting a policy that best fits your specific requirements is important to avoid gaps in coverage. Depending on your desired care providers, you may need to buy a policy that fits the network you choose. We have Avera Health Plans, Sanford Health, Blue Cross Blue Shield, and Affordable Care plans to choose from.

Annuities

An annuity is a long-term, tax-deferred investment designed for retirement. Earnings are taxable as ordinary income when distributed and, if withdrawn before age 59½, may be subject to a 10% federal tax penalty. Variable annuities involve investment risks and may lose value.

Medicare Supplement

Medicare Supplement Insurance is health insurance coverage that will pay benefits for services not covered under the government’s basic public assistance Medicare plan.

Medicare supplements may also provide coverage for prescription drugs.

Long-Term Care (LTC)

Help cover the costs of long-term care services that are not covered by traditional health insurance or Medicare. These services include in-home care (such as assisted living) as well as care in a variety of facility and community living arrangements.

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