Privacy Policy

Dear Policyholder:

As your insurance agent or broker, our objective is to professionally serve your insurance needs. We recognize that in providing these services, we have an obligation to safeguard the personal information you entrust to us, as well as other information we collect as part of the insurance transaction. This notice describes the privacy practices and standards we have adopted to protect and ensure the confidentiality of your non-public personal information.

Privacy Policy

We do not disclose any non-public personal information about our policyholders or claimants to any third parties except as is permitted by law. Any such disclosures are made for the purpose of transacting the business of your insurance coverage or your claim. We do not sell or market your non-public personal information.

The Information We Collect

We collect non-public personal information about you from a variety of sources. The information we collect allows us to properly underwrite and rate your insurance policy and to complete the other transactions incidental to your insurance policy. Sources of information include:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency
• Driver information from the state motor vehicle departments
• Medical or financial information
• The information we disclose

We do not disclose any non-public personal information about our policyholders except as permitted by law. In some cases this information can be disclosed to third parties without your authorization. The disclosures may include those made to your insurance company, appraisers, independent adjusters, insurance regulators, and/or your mortgage lender or lien holder. It is the agency's normal procedure that your policy could be re-marketed for purposes of renewing or replacing it. We do not sell our customer lists.

How We Protect Your Personal Information

We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We maintain physical, electronic and procedural safeguards to protect your personal information.

Online Privacy Policy

We take your right to privacy seriously and want you to feel comfortable using our website and other digital online applications. Our Online Privacy Policy deals with personally identifiable information (referred to as “Data” below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or person that are not our employees, agents or within our control.

Collection of Data

Our process requires a significant amount of information collection in order that we may appropriately serve you. Required fields are indicated. Providing us with other information is at your option. Please take note that your name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.

Use of Data

We may use Data to customize and improve you user experience on this site. We will make efforts so that your Data will not be provided to third parties unless provided for otherwise in this Privacy Policy; we obtain your consent, such as when you choose to opt-in or opt-out to this sharing of Data; a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; pursuant to legal process or law enforcement; we find that your use of this site violates this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; or this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.

Cookies

Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal setting. Advertisements may appear on our web site and, is so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. If advertising is present on our site, the companies serving the advertising do not have access to our cookies. These companies usually us non-personally identifiable or anonymous codes to obtain information about your visits to our site.

Children

We do not allow persons who are ages eighteen or younger to submit information to this site.

Editing or Deleting Your Account Information

You may request deletion of you e-mail address by contacting our webmaster. Other data that you may have provided to us will continue to remain within our files at our discretion even though your e-mail is deleted.

Changes to this Privacy Policy

We may make changes to this policy from time to time. We will notify you of substantial changes to this Policy either by posing a prominent announcement on your site and/or by sending a message to the e-mail addre3ss you have provided to us that is contained within your user settings.

No Guarantees

While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance of nondisclosure of Data.

This notice is required by federal law. If you would like any additional information, please contact us.