To better serve our local producers, MBA provides access to the latest plans available in crop insurance and grain marketing programs.
To better serve our local producers, MBA provides access to the latest plans available in crop insurance and grain marketing programs.
CropRecognized in 1997 by the Farmers Alliance, MBA was selected as the first “pilot” crop insurance agency in the United States to help develop and expand field mapping through satellite imagery, digital ortho-quads and aerial photography. The mapping program gives crop adjusters access to mapped acreage reports for fast and efficient claims processing.
We also provide these helpful services and resources:
Crop HailOne of the latest hail plans available is Production Hail which blends MPCI coverage with hail coverage to protect portions of your crop that is unprotected by the MPCI policy alone.
The traditional hail policy is dollar-per-acre coverage and may include some additional coverages such as fire, lightening, vandalism, transit and stored grain.
Our most commonly used hail policies are:
Proper insurance coverage can provide you with a peace of mind. At MBA, we’ve got your insurance needs covered, and your peace of mind is our top priority.
AutoWe have nine different auto carriers that you can count on.
South Dakota Residents Only
HomeownersYour home is one of your most valuable assets. At MBA, we can help find the right policy for your individual needs.
We work with the following homeowner carriers (South Dakota Residents Only):
FarmIf you are like most farmers, much of what you own is invested in your farming operation. How would an unexpected major expense affect your family, your business, or your employees? A farm insurance policy can improve your ability to recover from potential loss or damage, while allowing you to continue doing the work you love.
We represent six farm carriers, four of which are in the top ten according to volume in South Dakota:
UmbrellaPersonal umbrella policies provide coverage that protects your farm, home, property and assets when your underlying insurance coverage is exhausted. Umbrella policies contain high-limit liability coverage ($1,000,000 up to $5,000,000) for your needs.
Recreational VehiclesMBA represents carriers that provides recreational vehicle insurance for your RV’s, ATV’s, motorcycles, snowmobiles, boats and motor homes.
Commercial insurance through MBA can provide valuable protection against such things as theft, property damage, and liability. It can also provide coverage for business interruption and employee injuries.
We represent a variety of companies that specialize in different markets:
MBA has access to “special needs” through independent brokerage markets, for things such as special events and “hard-to-place” businesses.
An example of a few markets we insure include:
Commercial AutoCommercial Auto Insurance through MBA provides coverage for your commercial vehicle(s) from truck liability to motor truck cargo at a competitive rate.
Commercial PropertyFrom computers and paperwork to accounts receivable, commercial property insurance through MBA can cover your owned-business property.
Commercial UmbrellaProtect your business in the event of a serious claim with commercial umbrella insurance through MBA. Umbrella policies provide protection over your commercial auto, general liability and other liability policies.
Design your own group medical, dental, life and disability insurance plans for your employees. At MBA, we will sit down with you to find the right policies for your business.
Provide coverage for your employees in the event of an injury on the job site through temporary and permanent disability coverage.
Commercial bonds are designed to make your business run smoothly. Bonds can help ensure you are paid if promised services are not delivered or if an employee embezzles funds. MBA can assist you with all your bonding needs, from small commercial bonds to multi-million dollar commercial and contracts bonds.
From individuals and families to small or large businesses, MBA is committed to providing you with the best value in life and health insurance.
Life: Life insurance helps protect what matters most: your loved ones. Specifically, life insurance can address the needs of those who depend on you for financial support. A life insurance policy will protect the financial security you have worked hard to earn for the people you care about most.
We use an insurance brokerage to have access to over twenty life insurance carriers. Click below to see how much your life insurance would cost you.
MBA can tailor health insurance plans for the following:
Medicare SupplementMedicare Supplement Insurance (Medigap) is health insurance coverage that will pay benefits for services not covered under the government’s basic public assistance Medicare plan.
Medigap plans may also provide coverage for prescription drugs.
Long-Term Care (LTC)Help cover the costs of long-term care services that are not covered by traditional health insurance or Medicare. These services include in-home care (such as assisted living) as well as care in a variety of facility and community living arrangements.
AnnuitiesAn annuity is a long-term, tax-deferred investment designed for retirement. Earnings are taxable as ordinary income when distributed and, if withdrawn before age 59½, may be subject to a 10% federal tax penalty. Variable annuities involve investment risks and may lose value.
